Pension Credit

Pension Credit: What you need to know

What is Pension Credit?

Pension Credit is a tax-free benefit that tops up your weekly income if you're over State Pension age and on a low income. It's designed to help you live independently and stay financially secure in retirement. Pension Credit can also help you access other support, such as free NHS dental treatment and eye tests.

Who is eligible for Pension Credit?

You may be eligible for Pension Credit if you meet the following criteria:

• You're over State Pension age.
• You live in the UK.
• You have a low income.

How much Pension Credit will I get?

The amount of Pension Credit you receive depends on your circumstances, including your age, income and savings. The full amount of Pension Credit for single people is £185.15 per week. For couples, the full amount is £278.70 per week.

How do I claim Pension Credit?

You can claim Pension Credit by phone, post or online. You will need to provide information about your income, savings and other financial circumstances.

What happens after I claim Pension Credit?

Once you've claimed Pension Credit, you will be contacted by the Department for Work and Pensions (DWP) to verify your identity and circumstances. The DWP will then make a decision on whether you're eligible for Pension Credit and how much you will receive.